Transfer your Australian superannuation to New Zealand

If you've worked in Australia at any time since 1992, you may have some Australian super tucked away. The good news is, you can transfer that money into your KiwiSaver account when permanently emigrating from Australia to New Zealand.

Trans-Tasman Portability allows retirement savings held with some Australian complying superannuation schemes to be transferred to participating KiwiSaver schemes.

Your Australian provider(s) will be able to confirm if your Australian fund(s) can be transferred to a KiwiSaver scheme. 

Reasons to transfer

Save on fees

You may be paying unnecessary administration fees and insurance premiums from your Australian super – all of which can eat away at your savings.

Keep better track of your retirement savings

You may have several Australian super accounts, as well as a KiwiSaver account. Bringing your retirement savings together into one account gives you a consolidated picture of your savings – and it’s easier to manage.

If you are a member of one of our KiwiSaver schemes and have access to ANZ Internet Banking, you’re in a great position to keep track of your retirement savings via ANZ Internet Banking or the goMoney app.

Know how much you have in local currency

With all your retirement savings in one place, you’ll know exactly how much your retirement savings are worth in your home country.

Other things to consider

Investment options

The investment options available to you in your Australian super accounts may differ from the investment options available in KiwiSaver. You will need to consider whether these different investment options suit your personal circumstances and risk profile.

Insurance cover

Through membership of your Australian super accounts, you may have insurance against death, or illness or an accident which leaves you unable to return to work. If you have insurance cover attached to your Australian super accounts, your cover may cease if you transfer your Australian retirement savings to a KiwiSaver scheme. You should review your insurance to ensure you remain protected following a transfer.

Tax and other rules

The rules which apply to Australian super schemes and KiwiSaver schemes are different. The ways in which your savings are taxed, and the applicable tax rates, are different.

We recommend that you speak to a financial adviser so that you understand all of the consequences of making a transfer, before making any decision.

We are here to help you

Download an information pack (see below) for all you need to know to find and take control of your Australian retirement savings. 

If you need any further help, you can call us on 0800 736 034 or drop us an email at


If you have moved or are moving to Australia, you may be interested in transferring your KiwiSaver balance to a participating Australian complying super fund.

If you have moved or are moving to a country other than Australia, you can find more information under early withdrawal options - permanent emigration.

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