Transfer your KiwiSaver savings to Australia

If you have left New Zealand to live permanently in Australia, you may be able to take your retirement savings with you.

It’s voluntary for Australian providers to accept KiwiSaver transfers. We can process your transfer, but only if your chosen Australian complying superannuation scheme has confirmed they will accept a KiwiSaver transfer. We are only aware of a limited number of Australian providers who will accept KiwiSaver transfers, so please check with your Australian provider first. 

What can you transfer?

You must transfer your total balance to a participating Australian complying superannuation fund.

Any annual member tax credits you received while residing outside of New Zealand will be returned to the Government. After your transfer is complete your KiwiSaver account will be closed.

What about if you plan to return to New Zealand?

If your move is only temporary, you can keep your KiwiSaver account open while you live in Australia. This way your investment will be waiting for you when you return to New Zealand.

If your move was originally permanent, but your plans changed, you may be able to transfer your Australian retirement savings back into a participating KiwiSaver scheme.

The ANZ KiwiSaver Scheme and ANZ Default KiwiSaver Scheme do not currently accept Australian sourced transfers that include a returning New Zealand amount.

Please note that when you transfer your retirement savings between the two countries you will not be able to transfer to a third country in the future.

We are here to help you

We can provide you with the documentation required for the transfer; however, before completing any documentation we recommend that you contact the trustee of your chosen Australian complying superannuation scheme directly to check if they are accepting transfers of KiwiSaver savings and what their specific requirements are.

For the required documentation please email us at


If you have moved or are moving to New Zealand, you may be interested in transferring your Australian super balance to the ANZ KiwiSaver Scheme.

If you have moved or are moving to a country other than Australia, you can find more information under early withdrawal options - permanent emigration.

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