How our funds are managed

You're in good hands

As a member of the ANZ KiwiSaver Scheme or ANZ Default KiwiSaver Scheme, your retirement savings are managed by ANZ Investments, ANZ’s award-winning fund manager. ANZ Investments is the manager of the ANZ KiwiSaver Scheme and ANZ Default KiwiSaver Scheme.

ANZ Investments is a subsidiary of ANZ Bank New Zealand Limited.

View ANZ Investment’s full awards history and meet our investment team on the ANZ website.

How the funds are managed

The ANZ KiwiSaver Scheme and ANZ Default KiwiSaver Scheme are separate schemes and each offer six funds. All of the funds, and the underlying funds they invest in, are actively managed, except for the underlying fund for international share assets for the ANZ Default KiwiSaver Scheme Conservative Fund (which is passively managed). The aim of active management is for a fund to have better investment performance than a particular index or market. Passive management, by contrast, tries to accurately track a particular index or market.

Except for the Cash Fund, all of our funds invest in different types of assets. This means you spread your risks because our funds generally hold:

  • more than one type of asset
  • investments in many organisations
  • investments in multiple industries and countries.

Chances are that at any one time, some assets will do well even if others don’t.

You don’t need to decide what specific assets to invest in or how to diversify your investments. You choose between our Lifetimes option or from our six funds, and our experienced investment team will do the research and work for you.

For more information, see the guide and product disclosure statement for the KiwiSaver Scheme you belong to:

Fees and costs

We charge each member a monthly membership fee of $2. There is also an annual fund charge. The annual fund charge is calculated daily and will reduce a fund’s unit price. This fee will vary depending on your scheme and the fund your savings are invested in. For more information about the fees you’ll pay you can visit the ANZ website

Not sure which KiwiSaver scheme you're in? Find out how you can check.

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Guide and PDS

ANZ KiwiSaver Scheme