How our funds are managed

When you invest in one of our schemes, the ANZ KiwiSaver Scheme or ANZ Default KiwiSaver Scheme, you can be sure your money is working every bit as hard as you do – now and in the future. Here are some of the reasons why:

We have an impressive track record

We are New Zealand's largest KiwiSaver scheme manager. We're pleased to have received high ratings from independent research houses. Find out more about our full awards history and ratings

Proven investment knowledge and experience

Your money is looked after by some of the best in the business. Our highly experienced investment management team aims to select quality investments with a focus on long-term performance. Find out more about our investment management team

We never stop working for you

Markets never stand still, and neither do we. Our active approach to investing means we monitor local and global markets to identify what we believe are the best opportunities to optimise your investment. Our disciplined, rigorous investment approach has consistently delivered strong returns after fees for our members over the long term. 

Spread your risk

All funds except for the Cash Fund are diversified, which means they generally invest in multiple asset types, organisations, industries and countries. Diversification spreads your risk as at any one time, some assets in a fund may do well even if others don’t. Find out more about our funds.

Your money is invested responsibly

We’re committed to responsible investing because we believe it’s in the best long-term interests of our investors. Responsible investing is good for society, and it’s good for our investment portfolios too.

Our approach

When you invest with us, you can be confident your money is being invested responsibly. Here are some of the reasons why:

Sustainable Performance 1X Active Ownership 1X Guiding Principles 1X What We Do Not Invest In1x
Sustainable performance Active ownership Guiding principles What we don’t invest in

Our goal is to deliver sustainable performance in a sustainable way. When we assess investments we look at a range of both financial and non-financial criteria. We believe that environmental, social and governance factors are some of the drivers of long-term investment risks and returns.


We take an active, rather than passive, approach to managing your investments. This means we retain control of the investments we manage. We can act when necessary to ensure our investment funds meet, and continue to meet, our financial and non-financial criteria.



We are a signatory to the Principles for Responsible Investment (PRI), a United Nations supported framework which provides aspirational global criteria for responsible investing. As part of this, we are committed to reporting on our activities and progress towards implementing the principles.



We don’t invest in companies that are involved in manufacturing cluster munitions or anti-personnel landmines, manufacturing or testing nuclear weapons, manufacturing tobacco products, and manufacturing automatic and semi-automatic firearms, magazines or parts for civilian use.




Find out more about our responsible investing approach.

Find out what the funds in the ANZ KiwiSaver Scheme and ANZ Default KiwiSaver Scheme invest in.

We’re here to help

You have access to more people in more places to help you with anything from simple KiwiSaver questions, to free investment advice.

Not sure which KiwiSaver scheme you're in?

Find out how you can check.

 The fine print Hide
Join the ANZ KiwiSaver Scheme

Find out how to join or transfer today

Need financial advice?

Find out how ANZ can help

Guide and PDS

ANZ KiwiSaver Scheme