News and views

Welcome! Here you'll find regular articles from our team of experts as they weigh in on topical events, explore different aspects of KiwiSaver and investments, and share their knowledge and opinions about the investments industry. We'll also share any important news and updates.

Recent articles

Market Flash: 2018 NZ budget round-up

18 May 2018

Yesterday, finance minister Grant Robertson delivered his first Budget. As expected, it sets out the Government’s commitment to what it is calling a “stronger and fairer economy”, while at the same time demonstrating a degree of financial responsibility. We look at what it means for members of ANZ’s three KiwiSaver schemes.

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Ever wondered what your investment fees pay for?

April 2018

You get what you pay for. It’s a commonly used term, but when it comes to your investments, what exactly do you get? What goes on behind the scenes to generate your returns? You may have seen the fee debate around charging for ‘passive’ versus ‘active’ investment approaches. But what’s the difference and how does this translate to investment performance?

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Silver service for your investment 

Trisha Edmonds | April 2018

Leading independent research company, Morningstar, has recently completed a review of all of ANZ Investments’ multi-asset-class (diversified) strategies. We’re delighted to let you know that our multi-asset-class funds have retained their ‘Silver’ Morningstar Analyst Rating™. 

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Time to #PressForProgress with KiwiSaver 

Trisha Edmonds | April 2018

In New Zealand, we have made significant advances in addressing gender imbalances. We’re ranked second in the world for the highest proportion of women with a tertiary education, and more women are working than ever before, making them critical contributors to our economic prosperity.

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Active management and why after-fee returns are important 

Graham Ansell | January 2018

The investment approach your provider takes is an important factor that'll have an impact on the level of returns you can expect to receive, the fees you'll pay and the ability to grow your savings over the long term. 

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Advice for your future

January 2018

Recent research by the Financial Services Council (FSC) has found nearly four in 10 retirees regret not seeking more financial advice. Will you be one of them?

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What lies ahead for 2018?

Craig Mulholland | January 2018

2017 was a momentous year in financial markets, with the New Zealand and global shares up by around 20%.

Find out what we expect for the year ahead, plus we have some top tips to make sure you make the most out of your investment.

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MARKET FLASH: (a big week for financial markets)

Graham Ansell | December 2017

Graham Ansell, Head of Investment Management at ANZ Investments, looks back at an important week for financial markets and discusses what it means for members of ANZ Investments’ three KiwiSaver schemes.

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ANZ Investments' KiwiSaver schemes awarded Platinum ratings for 4th consecutive year

Craig Mulholland | December 2017

Choosing the right KiwiSaver scheme provider is one of the most important investment decisions New Zealanders will make when it comes to their retirement savings. And as New Zealand’s largest KiwiSaver scheme provider, managing over 725,000 members’ savings is a responsibility we take seriously.

That’s why we’re proud that independent research firm SuperRatings has awarded its Platinum rating to all three of our KiwiSaver schemes for the fourth year in a row.

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Term deposits or investment funds?

November 2017

Having your money in term deposits is a convenient way to save. They’ll deliver you with fixed returns, but the level of interest you’ll get from them today, at least compared to say 10 years ago, is not as attractive. There are however other types of investments, such as ANZ’s investment funds, which over the long term could deliver you with more competitive returns and greater flexibility.

Here we take a look at the features of term deposits and investment funds, as both are great options depending upon your circumstances.

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Meet our experts 

Craig Mulholland Photo


  Craig Mulholland
  Managing Director, Wealth



Craig is responsible for ANZ’s wealth business in New Zealand which includes our insurance products, and funds management including KiwiSaver, Private Bank and Wholesale portfolios. Prior to accepting this role, Craig was General Counsel and Company Secretary, responsible for legal and corporate governance matters for ANZ and its New Zealand businesses. He has been a senior executive in a range of industries in New Zealand and overseas and is a director on a number of companies.


Ana Marie Lockyer Photo


  Ana-Marie Lockyer
  General Manager, Wealth Products



Ana-Marie sits on the Wealth Executive Team and is currently responsible for the end-to-end ownership of ANZ’s funds and insurance products and member experience for more than 1.5 million customers. Ana is also a director for ANZ Samoa, board member on the Financial Services Council and councillor of WorkPlace Savings New Zealand.


Trisha Edmonds 1 

  Trisha Edmonds
  Head of Advisory, Distribution Funds



Trisha is responsible for Advisory Distribution in the investment space, working with external Authorised Financial Advisers across the New Zealand financial services industry. Trisha is passionate about all New Zealanders being able to access quality financial advice, particularly with the growth and success of KiwiSaver enabling individuals to have lifestyles of their choice in their retirement years.


Articles you may have missed

Is it time for a retirement reality check?

October 2017

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Reflecting on KiwiSaver: the people's views

Ana-Marie Lockyer | September 2017

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Dollars and Sense: A Decade of KiwiSaver

Craig Mulholland | September 2017

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Chocolate, escalators, yo-yos and… investing?

Graham Ansell | April 2017

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Time vs. Timing – which is the right choice?

Graham Ansell | January 2017

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How styles of investment management affect returns and fees

Graham Ansell | October 2016

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Parental leave? Keep on top of your savings

Ana-Marie Lockyer | July 2015

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Finding financial balance, together

Trisha Edmonds | July 2015

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Beating procrastination

Ana-Marie Lockyer | July 2015

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