KiwiSaver calculator and tools

As a member of the ANZ KiwiSaver Scheme or ANZ KiwiSaver Default Scheme you have easy access to the tools and information you need to make sure your money is working hard for you – now and in the future.

KiwiSaver account calculator

Are you on track to have the retirement lifestyle you want? Whether your retirement dream is to potter in your garden, volunteer in your local community or travel the world, KiwiSaver can help you get there.

And, our easy to use calculator can help you work out whether you’re on track to achieving your retirement savings goals.

How does it work?

The calculator takes your personal information and uses some assumptions to tell you:

  • the projected amount you might have;
  • the amount you might need; and
  • whether you will have a contribution gap or a surplus, in retirement.

It also suggests some actions you can take to 'close the gap' if it doesn't look like you'll make it.

You can find out more about the assumptions used, and how the calculator works, under 'Assumptions' at the bottom of the calculator. 

Kiwisaver Account Calculator

Get started now!  

Other useful tools

 ANZ website

 Our website provides more information about the ANZ KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme, including the guide and product disclosure statement for each scheme, annual report for each scheme, forms to help you manage your ANZ KiwiSaver Scheme or ANZ Default KiwiSaver Scheme account and regular updates on fund performance.


Risk profile tool

Answer five easy questions to identify your tolerance for risk to help you decide which fund might be appropriate for you. If you wish to change your fund, you can do so by submitting an online change request.

Calculate and update your Prescribed Investor Rate (PIR)

To make sure you pay the correct amount of tax on your KiwiSaver account you need to tell us your PIR and let us know if it changes. You also need to tell us your IRD number. Use this online form to work out and/or update your PIR.

KiwiSaver first home withdrawal pre-approval request

You may be able to use your KiwiSaver savings to help you buy your first home if you:

  • have been a member of a KiwiSaver scheme (and/or complying superannuation fund) for at least three years
  • haven’t previously made a first home withdrawal
  • have not owned a home or land before
  • are buying a home or land in New Zealand
  • intend to live in the home or on the land you’re buying

For full details, check out our handy guide. If you think you’re eligible and would like to get your first home withdrawal pre-approval letter, simply complete this online form and we’ll be in touch.

Get your communications via email

You can save clutter - and help save the planet - by choosing to get most of your communications via email. We’ll send you a quarterly Spotlight newsletter to help you stay up to date on the performance of your fund(s), what’s happening in the markets and other relevant information.

To provide or update your email address, you can use this online form.

Otherwise, you can email your full name, date of birth and IRD number to, or call us on 0800 736 034.


We’re here to help

You have access to more people in more places to help you with anything from simple KiwiSaver questions, to free investment advice.


 The fine print Hide
Join the ANZ KiwiSaver Scheme

Find out how to join or transfer today

Need financial advice?

Find out how ANZ can help

Guide and PDS

ANZ KiwiSaver Scheme