KiwiSaver
KiwiSaver
Put your hard-earned money in expert hands, with more New Zealanders trusting ANZ Investments with their KiwiSaver savings than anywhere else.
Changes to PIR income thresholds
From 1 April 2025, the income thresholds for determining your Prescribed Investor Rate (PIR) have changed. To see if your PIR has changed, see Choosing the right Prescribed Investor Rate.
In this section
Ready to get started? It’s easy to apply
Great reasons to choose the ANZ KiwiSaver Scheme
Serious about responsible investing
We aim to select high-quality investments we believe will perform strongly over the long run.
We don’t just look at a company’s financial performance. We also look at environmental, social and governance factors, which we believe are important drivers of long-term investment risks and returns.
That’s why we’re proud to have been recognised as a Responsible Investment Leader 2023.
Easy and convenient
Keep track of your ANZ KiwiSaver savings anywhere, anytime, in your ANZ goMoney mobile app or Internet Banking.
You can see how it’s performing, update your details, and make extra payments directly from your ANZ accounts.
We’re RIAA certified
The ANZ KiwiSaver Scheme Growth, Balanced Growth, Balanced, Conservative Balanced and Conservative Funds have been certified by the Responsible Investment Association Australasia according to the strict operational and disclosure practices required under the Responsible Investment Certification Program1.
Getting started is easy
Make sure you're on track
Get expert advice
For advice on KiwiSaver or help choosing the right investment option, talk to an investment adviser. If you don't have one, we offer free expert advice from our team of qualified ANZ Investment Advisers.
KiwiSaver calculator
Use our easy online calculator to see if you're on track to have the retirement lifestyle you want. Making the right choices now could make a big difference to your future.
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Important information
ANZ New Zealand Investments Limited (‘ANZ Investments’) is the issuer and manager of the ANZ KiwiSaver Scheme. Important information, including the guide and product disclosure statement is available on KiwiSaver rates, fees and agreements.
ANZ Investments is the issuer and manager of the ANZ Default KiwiSaver Scheme. The scheme is no longer a default scheme and is closed to new members. Important information about the ANZ Default KiwiSaver Scheme is available KiwiSaver rates, fees and agreements and by searching ‘ANZ Default KiwiSaver Scheme’ on the Companies Office’s Disclose Register.
ANZ Investments is also the issuer and manager of the OneAnswer KiwiSaver Scheme.
ANZ Investments is not an authorised deposit-taking institution under Australian law and investments in the schemes are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’). ANZ Group does not stand behind or guarantee ANZ Investments. Investments in the schemes are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 736 034. For more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold a Financial Advice Provider Licence. See www.responsiblereturns.com.au for details.